|Find the dental insurance plan that best fits the needs of yourself, your family or small business in Maryland. CareFirst Blue Cross Blue Shield offers both a PPO and an HMO plan for individuals and families. Both the HMO and PPO by Care First offer great coverage for preventive care ( Check ups and cleanings) and considerable savings for most other dental procedures with no waiting period, no deductibles.The new plans by Spirit Dental and Vision are rather inpressive in that they offer upto a $3000 plan annual maximum, and generous benefit and great network selections. These plans are underwritten by Security Life.
The United Healthcare Plan is also very competitive and offers a $1000 annual maximum, and probably the greatest national network among the plans offered here. This may be the plan to pick if you or a family member will be visiting or living in a different state.
The Security Life Plan offers an annual maximum option of up to $2000 along with vision options. Select from three levels of coverage. This is a great long term plan especially when combined with low cost PPO plan to maximize on the savings.
It is important to note that when it comes to Dental Benefits nowadays, considering the fact that Dental Charges are so high and most Insurance plans have plan maximums, that lower cost dental plans that offer network pricing do provide an overall great value to the consumer.
Please also notice that you should consider picking the plan that you would like to keep for the long term. This is principally because you get your best value once you have met your deductibles and waiting periods.
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