Dental InsuranceNovember 10th, 2008admin
CareFirst BlueCross BlueShield Dental Insurance Plans for Individuals
– Easy enrollment – No deductibles – Predictable out-of-pocket costs - No claims forms to file – Guaranteed acceptance
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Both these Dental Plans have been very popular in Maryland because they are affordable and provide access to quality dental services by top local dentists. Included are preventive services to maintain optimal oral health and discounted rates for basic and major services. Please refer to the benefits brochure for each plan below.
These dental policies by CareFirst Blue Cross Blue Shield can become effective on the first day of each month
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Individual Select Preferred Dental Plan (PPO Plan)
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Individual Select Denta HMO Plan
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Coverage Type
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Annual Rate
Full Annual Payment Due with Enrollment Application |
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Individual
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$151.80 |
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Individual & Child
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$280.80 |
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Individual & Adult
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$349.20 |
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Family
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$425.04 |
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Coverage Type
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Annual Rate
Full Annual Payment Due with Enrollment Application
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Individual
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$120
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Individual & Child
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$204
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Individual & Adult
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$240
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Family
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$360
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More than 3,400 dentists throughout Maryland, DC and Northern Viriginia
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Common Dental Procedures and Their Costs
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Regular Cost*
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You Pay
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Biannual check-ups,including routine exams, cleanings and x-rays
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$225
(2 visits per year)
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No charge in-network
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Simple tooth extraction
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$135
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Reduced rates from in-network providers typically between $69 – $93**
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Periodontal scaling and root > >planning (four or more teeth per section of the mouth)
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$210
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Reduced rates from in-network providers typically between $116 – $137**
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Porcelain crown (High noble metal)
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$915
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Reduced rates from in-network providers typically between $575 – $680**
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Complete Upper Dentures
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$1,375
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Reduced rates from in-network providers typically between $665 – $800**
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Orthodontics (Adolescent)
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$4,890
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Reduced rates from in-network providers typically between $2,900 – $4,700**
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>* Based on National Dental Advisory Service Fee Report (2006). >
This portion of the plan is not an insurance product. Member charges are based on Individual Select Preferred allowances with > >the participating providers. Since rates vary by provider, members should check with their participating dentist to determine > >the costs of specific procedures. Members must pay these reduced rates directly to the provider during the office visit.
Please see the brochure for details of the benefits
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Benefits at a Glance
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-Lower cost- More than 800 dentists throughout Maryland, DCand Northern Virginia
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Regular Cost*
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In-Network You Pay
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Preventive & Diagnostic Services (includes cleanings, exams, X-rays, sealants and more)
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$75-$110
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$20 per office visit
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Basic DentalServices includes fillings, simple extractions and more)
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$110-$280
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$20 per office visit
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Soft Tissue Management includes periodontal scaling, periodontal maintenance and more)
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$170
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$70 per office visit
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Root Canal Therapy
(excludes final restoration)
Anterior
Molar
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$600
$840
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$300 Primary Dentist
$400 Specialty Care Dentist
$450 Primary Dentist
$600 Specialty Care Dentist
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Complete Dentures
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$1,375 each
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$495 each
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Orthodontic (Braces)
Comprehensive Adolescent
Comprehensive Adult
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$4,890
$5,110
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$2,500
$2,700
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>*Based on National Dentistry Advisory Service Fee Report (2006) >
.Please see the brochure for details of the benefits
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PPO Plan Application Instructions
CareFirst Blue Cross Blue Shield is not currently processing online applications for these products – To apply you MUST:
- Download and Print the application form
– Fill the form and mail it to the address specified on the form
- Be sure to include the full payment in check or money order
-Once your application has been received and processed, your benefits will begin on the First Day of the following month.
-If you have submitted your application and you have allowed 10 business days for processing and have not yet received your card. Please make sure that your check has cleared then call (888) 833-8464
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HMO Plan Application Instructions
CareFirst BlueCross BlueShield is not currently processing online applications for these products – To apply you MUST:
- Download and Print the application form
– Fill the form and mail it to the address specified on the form
- Be sure to include the full payment in check or money order
-Once your application has been received and processed, your benefits will begin on the First Day of the following month.
-If you have submitted your application and you have allowed 10 business days for processing and have not yet received your card. Please make sure that your check has cleared then call (888) 833-8464
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