Nov
10

CareFirst BlueCross BlueShield Dental Insurance Plans for Individuals

– Easy enrollment – No deductibles – Predictable out-of-pocket costs - No claims forms to file – Guaranteed acceptance

Both these Dental Plans have been very popular in Maryland because they are affordable and provide access to quality dental services by top local dentists. Included are preventive services to maintain optimal oral health and discounted rates for basic and major services. Please refer to the benefits brochure for each plan below.

These dental policies by CareFirst Blue Cross Blue Shield can become effective on the first day of each month

 
Individual Select Preferred Dental Plan (PPO Plan)
Individual Select Denta HMO Plan

Coverage Type

Annual Rate

Full Annual Payment Due with Enrollment Application

Individual

$151.80

Individual & Child

$280.80

Individual & Adult

$349.20

Family

$425.04
 

Coverage Type

Annual Rate

Full Annual Payment Due with Enrollment Application

Individual

$120

Individual & Child

$204

Individual & Adult

$240

Family

$360

 

Benefits at a Glance

More than 3,400 dentists throughout Maryland, DC and Northern Viriginia

Common Dental Procedures and Their Costs

Regular Cost*

You Pay

Biannual check-ups,including routine exams, cleanings and x-rays

$225

(2 visits per year)

No charge in-network

Simple tooth extraction

$135

Reduced rates from in-network providers typically between $69 – $93**

Periodontal scaling and root > >planning (four or more teeth per section of the mouth)

$210

Reduced rates from in-network providers typically between $116 – $137**

Porcelain crown (High noble metal)

$915

Reduced rates from in-network providers typically between $575 – $680**

Complete Upper Dentures

$1,375

Reduced rates from in-network providers typically between $665 – $800**

Orthodontics (Adolescent)

$4,890

Reduced rates from in-network providers typically between $2,900 – $4,700**

>* Based on National Dental Advisory Service Fee Report (2006). >

This portion of the plan is not an insurance product. Member charges are based on Individual Select Preferred allowances with > >the participating providers. Since rates vary by provider, members should check with their participating dentist to determine > >the costs of specific procedures. Members must pay these reduced rates directly to the provider during the office visit.

Please see the brochure for details of the benefits

 
Benefits at a Glance
-Lower cost- More than 800 dentists throughout Maryland, DCand Northern Virginia

Regular Cost*

In-Network You Pay

Preventive & Diagnostic Services (includes cleanings, exams, X-rays, sealants and more)

$75-$110

$20 per office visit

Basic DentalServices includes fillings, simple extractions and more)

$110-$280

$20 per office visit

Soft Tissue Management includes periodontal scaling, periodontal maintenance and more)

$170

$70 per office visit

Root Canal Therapy

(excludes final restoration)

Anterior

Molar

$600

$840

$300 Primary Dentist

$400 Specialty Care Dentist

$450 Primary Dentist

$600 Specialty Care Dentist

Complete Dentures

$1,375 each

$495 each

Orthodontic (Braces)

Comprehensive Adolescent

Comprehensive Adult

$4,890

$5,110

$2,500

$2,700

>*Based on National Dentistry Advisory Service Fee Report (2006) >

.Please see the brochure for details of the benefits

PPO Plan Application Instructions

CareFirst Blue Cross Blue Shield is not currently processing online applications for these products – To apply you MUST:

- Download and Print the application form

– Fill the form and mail it to the address specified on the form

- Be sure to include the full payment in check or money order

-Once your application has been received and processed, your benefits will begin on the First Day of the following month.

-If you have submitted your application and you have allowed 10 business days for processing and have not yet received your card. Please make sure that your check has cleared then call (888) 833-8464

 

HMO Plan Application Instructions

CareFirst BlueCross BlueShield is not currently processing online applications for these products – To apply you MUST:

- Download and Print the application form

– Fill the form and mail it to the address specified on the form

- Be sure to include the full payment in check or money order

-Once your application has been received and processed, your benefits will begin on the First Day of the following month.

-If you have submitted your application and you have allowed 10 business days for processing and have not yet received your card. Please make sure that your check has cleared then call (888) 833-8464

   
 
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